Clause 19.2A - Vibration, Subsidence Collapse, Weakening of Support Clause – CEAR

Risks : CEAR

It is agreed that the Insurance by this section extends to include all sums which the Insured shall become legally liable to pay in connection with damage to property other than property insured under section 1 caused by collapse, subsidence, vibration, weakening or removal of support of lowering of ground water arising out of or in the course of or by reason of the carrying out to the Insured Contracts. 1. Caused by the negligence, omission or default of the Contractor, his servants or agents or any of their Co-Contractors, Sub-Contractors and Suppliers their servants or agents. 2. Attributable to errors or omission in the designing of the work.

SUE AND LABOUR CLAUSE – PLI, CEAR

Risks : PLI, CEAR, MARINE CARGO

 In case of actual or imminent, with prior notice to and approval from the Insurers, loss or damage, it shall be lawful and necessary for the Insured, his or their factors, servants or assign to use, labor and travel for, in and about the defense, safeguard and recovery of the property insured hereunder, or any part thereof without prejudice to this insurance, nor shall the acts of the insured or the insurers in recovering, saving and preserving the insured property in case of loss or damage, be considered a waiver or abandonment, to the charge whereof, the Insurers will contribute according to the rate and quantity of the sum herein insured.

PROFESSIONAL FEES CLAUSE

Risks : CEAR The Insurance by this section includes in addition an amount in respect of Architects, Surveyors, and Consulting Engineers Fees or other professional fees and normally reimbursable expenses necessarily consequent upon its loss, destruction or damage but not for preparing any claim, it being authorized amount payable for such fees shall not exceed than authorized under scales authorized by the Royal Institute of British Architects, the Royal Institution of Chartered surveyors, the Association of Consulting Engineers of or the equivalent body in the country of domicile of the professional body concerned or maximum 10% of TSI whichever is the less.

PRIOR USE - CEAR

Risks : CEAR

In the event that the Insured Property or any part of the Insured Property under section I shall have been handed over to and/or taken into use by the Insured Employer and/or by the User cover under section I of this Policy shall continue until the expiry date of the Period of Insurance stated in the Schedule of the Policy or any extension thereof agreed by the Insurers.

50/50 Clause - On Contractors All Risk and Erection All Risks

50/50 CLAUSE

Risks : CEAR

Where separate Marine insurance has been effected by the Insured it is agreed that in the event of loss of or damage to the Property Insured due to a perils insured against being discovered after the risk has terminated under the Marine Insurance  and, if after proper investigation it is not possible to ascertain whether the cause of such loss or damage happened prior to the termination of the marine venture or subsequently. It is understood and agreed that the Insurers hereon shall contribute 50% or the properly adjusted claim provided the Marine Insurers also agreed to contribute 50% of the claim, such contribution to be without prejudice to subsequent final apportionment of the claim as may.