ELECTRONIC DATA RECOGNITION CLAUSE EDRC(A)

This insurance does not cover any loss, damage, cost, claim or expense, whether preventative remedial or otherwise, directly or indirectly rising out of or relating to: a. The calculation, comparison, differentiation, sequencing or processing of data involving the date change to the year 2000, or any other date change including leap year calculation, by any computer system, hardware, programme or software and/or any microchip, integrated circuit or similar device in computer equipment or non computer equipment, whether the property of the insured or not, or b. Any change, alteration, or modification involving the date change to the year 2000 or any other date change including leap year calculations, to any such computer system hardware, programme or software and/or any microchip, integrated circuit or similar device in computer equipment or non computer equipment, whether the property of the insured or not. This clause applies regardless of any other cause event that contributes concurrently or in any sequence to the loss damage, cost, claim or expense. Klausula Pengenalan Data Elektronik (EDRC A) Asuransi ini tidak menjamin setiap kerugian, kerusakan, biaya, klaim, apakah yang merupakan tindakan pencegahan atau bukan, yang timbul secara langsung atau tidak langsung yang berkaitan dengan : a. Perhitungan, perbandingan, perbedaan, pemrosesan data yang menyangkut perubahan tanggal yang menuju tahun 2000 atau setiap perubahan tanggal lainnya termasuk perhitungan tahun yang terlewati oleh setiap sistem komputer, perangkat keras, program atau perangkat lunak dan/atau setiap mikrochip yang terdapat di dalam perlatatan komputer atau non komputer baik properti yang dimiliki tertanggung ata ubukan. b. Setiap perubahan, pemindahan atau penambahan yang menyangkut perubahan tanggal menuju tahun 2000 atau setiap perubahan tanggal lainnya termasuk perhitungan tahun yang terlewati oleh setiap sistem komputer, preangkat keras, program atau perangkatlunak dan/atau setiap mikrochip, sirkuit terintegrasi atau peralatan serupa di dalam peralatan komputer maupun bukan pada properti yang dimiliki tertanggung atau bukan. Klausula ini berlaku tanpa memperhatikan tiap kejadian lainnya yang terjadi secara bersamaan atau dalam tiap tahapan kehilangan, kerusakan, biaya, klaim.

ELECTRONIC DATA RECOGNITION CLAUSE (EDRC "B")

Risks : EEI, MB, IAR 1. ELECTRONIC DATA EXCLUSION Notwithstanding any provision to the contrary within the Policy or any endorsement thereto, it is understood and agreed as follows : A.. This Policy does not insured loss, damage, destruction, erasure, corruption or alteration of ELECTRONIC DATA from any cause whatsoever (including but not limited to COMPUTER VIRUS) or loss of use, reduction in functionallity, cost, expense of wahtsoever nature resulting therefrom, regardless of any other caused or event contributing concurrently or in any other sequence to the loss. ELECTRONIC DATA means facts, concepts and information converted to a form usable for communications interpretation or processing by electronic and electromechanical data processing or electronically controlled equipment and includes programmes, software and other coded instructions for the processing and manipulation of data or the direction and manipulation of such equipment. COMPUTER VIRUS means a set of corrupting, harmful or otherwise unauthorized instructions or code including a set of maliciously introduced unauthorized instructions or code, programmatic or otherwise, that propagate themselves through a computer system or network of whatsoever nature. COMPUTER VIRUS includes but not limited to 'TROJAN HORSES", "WORMS" and 'TIME OR LOGIC BOMBS" B. How ever, in the event that a perils listed below results from any of the matters described in paragraph A) above, this Policy, subject to all its terms, conditions and exclusions, will cover physical damage occurring during the Policy to property insured by this Policy directly caused by such listed perils. Listed Peris : Fire Explosion 2. ELECTRONIC DATA PROCESSIONG MEDIA VALUATION Notwithstanding any provision to the contrary within the Policy or any endorsement thereto, it is understood and agreed as follows : Should electronic data processing media insured by this Policy suffer physical loss or damage insured by this Policy, then the basis of valuation shall be the cost to repair, replace or restore such media to the condition that existed immediately prior to such loss or damage, including the cost of reproducing any ELECTRONIC DATA contained thereon, providing such media is repaired, replaced or restored. Such cost of reproductions shall include all reasonable and necessary amounts, not to exceed (response) any one loss, incurred by the Assured in recreating, gathering and assembling such ELECTRONIC DATA. If the media is not repaired, replaced or restored the basis of valuation shall be the cost of the blank media. However, this Policy does not insure any amount pertaining to the value of such ELECTRONIC DATA to the Assured or any other party, even if such ELECTRONIC DATA can not be recreated, gathered or assembled. NMA 2915 (25.1.01) Form approved by Lloyd's Underwriters' non Marine Association Limited.

ELECTRICAL SHORT CIRCUIT – IAR, FIRE

Risks : EEI, MB, IAR It is hereby expressly understood and agreed that this policy also covers loss or damaged as consequence of electrical short circuit

ELECTRICAL SERVICE INTERRUPTION CLAUSE

Risks : EEI, MB, IAR Notwithstanding of anything in the policy to the contrary this policy shall extend to cover any loss or damages caused by any interruption of electrical supply and/or any electrical breakdown.

Duty clause

This insurance covers the Insured’s contingent interest on Custom Duty arising from the insured goods arriving at the port of destination damaged by a peril insured against but full duty had been levied and paid thereon as if the goods had arrived sound provided claims payable hereunder shall not exceed ______percent of the insured value on the damage portion of the insured goods.

DUTIES CLAUSE – IAR, MB

Risks : IAR-MB The Insurer will also reimburse the Insured and Co-Insured for Customs and excise duties, import taxes, freight. Insurance and similar charges in respect of the procurement of goods, materials and services for replacement, restoration or re-commissioning”

DISHONESTY OF EMPLOYEE

Risks : MI Notwithstanding of anything in the Policy to the contrary, this Policy is extended to cover dishonesty by the Insured's Employees subject to being discovered within 72 hours.