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Berbagai Jenis Polis Asuransi Kerugian

Association Liability Insurance (Combined D&O Liability and Professional indemnity)
Automobile Liability Insurance
Aviation Hull & Liability Insurance
Bailee Liability Insurance
Business Interruption Insurance (Following Property All Risk, or Machinery Breakdown, or Earthquake)
Comprehensive General Liability Insurance
Construction, Erection All Risk Insurance including its Third Party Liability Insurance
Contra Bank Guarantee
Contractor’s All Risks Insurance including its Third Party Liability
Contractor’s Plant and Machinery Insurance
Crop Insurance
Director’s and Officer’s Liability Insurance
Electronic Equipment Insurance
Employer’s Liability Insurance
Equipment All Risk Insurance
Erection All Risks Insurance including its Third Party Liability
Fidelity Guarantee Insurance
Forwarder and Warehousemen Liability Insurance
Growing Trees Insurance
Hangar keeper’s Liability Insurance
Heavy Equipment & Third Party Liability Insurance
Hospitalization Insurance
Industrial Property All Risks Insurance
Loss of License Insurance
Machinery Breakdown Insurance
Marine – Builder’s Risk & Third Party Liability Insurance
Marine Cargo Insurance (Export, Import, Land Transit and Inter Island)
Marine Hull & Machinery Insurance
Marine Liability Insurance
Medical Malpractice Insurance
Money Insurance (in the premises and in transit)
Motor Vehicle Insurance
Moveable Property All Risk Insurance
Personal Accident Crew Insurance
Personal Accident Insurance
Professional Indemnity Insurance
Property All Risks Insurance (Fire) for Industrial and non Industrial
Protection and Indemnity
Public Liability Insurance
Ship Repair’s Liability Insurance
Surety Bond
Travel Insurance
Workmen Compensation Insurance
and many others…

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MISSING GOODS CLAUSE

Where the subject-matter insured hereunder (or any apportionable part) becomes missing and after the lapse of a reasonable time has not been located, an actual total loss of the subject-matter insured (or any apportionable party) may be presumed. For the purposes of this insurance, there shall be deemed to have been the lapse of a reasonable time where delivery to the consignees’ or other final warehouse or place of storage at the destination named herein has not been effected within 90 days of the expected date of such delivery. If, after the payment by the Insurer(s) of an actual total loss as provided for above, this subject-matter insured or whatever may remain thereof is located, the ownership and all proprietary rights incidental thereto shall be vested is the Insurer(s) the subject-matter insured of whatever may remain thereof.

TRANSMISSION AND DISTRIBUTION LINES EXCLUSION CLAUSE

All Transmission and distribution lines, including wire, cable, poles, pylons, standard towers and any equipment of any type of which may be attendant to such installation of any description. This exclusion includes but is not limited to transmission or distribution of electrical power, telephone or telegraph signal and all communication signal whether audio or visual. This exclusion applies to both above and below ground equipment except that which is within 1,000 meters of the insured’s premises or as defines in the Insurer’s policy(ies) This exclusion applies both to physical or damage to the equipment and all business interruption, consequential loss and/or other contingent losses related to transmission and distribution lines. Another Version This Insurance does not cover any loss, damage, costs or expense to any type pf above ground conductors for the transmission or distribution of electrical energy. Telephone, or telegraphic signals, and all communication signal whether audio

REPACKING CLAUSE

The cost repacking , reballage, rebagging, recartoning and/or repalletising shall be for the account of Insurers whether the interest insured has sustained damage or not provided the said repacking, reballage, rebagging, recartoning and/or repalleting is occasioned by a peril insured against even if such cost is incurred at final destination.