INSTITUTE CYBER ATTACK EXCLUSION CLAUSE } 10/11/2003 ~
1.1 Subject only to clause 1.2 below, in no case shall this insurance cover loss damage liability or expense
directly or indirectly caused by or contributed to by or arising from the use or operation, as a means for
inflicting harm, of any computer, computer system, computer software programme, malicious code,
computer virus or process or any other electronic system.
1.2 Where this clause is endorsed on policies covering risks of war, civil war, revolution, rebellion,
insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power, or
terrorism or any person acting from a political motive, Clause 1.1 shall not operate to exclude losses
(which would otherwise be covered) arising from the use of any computer, computer system or
computer software programme or any other electronic system in the launch and/or guidance system
and/or firing mechanism of any weapon or missile.
The Individual Professional Insurance Consultants, Team of Insurance Agents.
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