EXECUTIVE TRAVEL ENDORSEMENT – PLI Cover

It is hereby declared and agreed that the Company will indemnify the Insured against all sums for which the Insured shall become legally liable consequent upon death bodily injury illness loss or damage as within defined arising out of any act of negligence omission or neglect of any duly the executive representatives of the Insured in related to their world-wide travel, but excluding USA and Canada.

ESCALATION – IAR, CEAR

Risks :CEAR If during the period of insurance the actual contract price or the value of the insured property shall be in excess of the amount of the contract limit shown in the schedule, the insured shall have the right to request an increase in the amount of liability available hereunder in which event a. the insurance provided by this policy will extend to include any such increase up to a maximum of 20 (twenty) per cent above the amount of liability specified herein or agreed additional value and the policy will be endorsed accordingly. b. the Insured shall pay additional premium proportionate to the amount of the increase. Risks :IAR It is hereby agreed that in the event of any loss in respect of Property covered under the Policy and increase of 20% of the Original Sum Insured of Material Damage and/or Business interruption per annum shall be allowed over and above the original sum insured stated in the certificate during the period of the lease, such escalation being applied on a pro-rate basis for parts of a year.

EMPLOYEE SPORTS AND SOCIAL CLUB FACILITIES

Risks : PLI The Insured’s business shall be understood to include the provisions of social, sports and welfare activities for the benefit of the Insured’s employee. For the purpose of this endorsement the company will treat as though he were the Insurer for any employee whilst engaged in the above mentioned activities provided that : Ø Such employee is not entitled to indemnify under any other Policy. Ø Such employee shall observe the terms of this Policy insofar as they can apply In respect of any claim or number of claims arising out of one cause the Company is liable to indemnify more than one party the total amount of indemnity to all parties shall not exceed the limit of liability.

EMPLOYEE PERSONAL EFFECT – IAR, PLI, FIRE

Risks : IAR, PLI, FIRE EMPLOYEES PERSONAL EFFECTS CLAUSE The indemnity granted by this Policy extends to include clothing and/or personal effects of the employees of the Insured for an amount not exceeding Rp. 2.500.000,- in respect of any one employee and for an amount not exceeding in the aggregate Rp. ………………..,-

EMPLOYEE LEGAL LIABILITY

Risks : PLI It is hereby declared and agreed that the Insurance by this Policy is extended to cover the Legal Liability of th Insured's employee in respect of any bodily injury or damage to property of Third Party, provided always that the liability shall not in any case exceed the limit of liability specified in th Policy

ELECTRONIC DATE RECOGNITION EXCLUSION CLAUSE - MCARGO

Words that appear in quotation marks in this endorsement have special meaning. Refer to Section B - Definitions. A. Exclusion Notwithstanding any other terms and conditions this Policy, including any other endorsements which may be attached to it, does not insure against any loss, damage, cost, claim or expense directly or indirectly arising out of or relating to: 1. The failure of any “system”, whether the property of the Insured or others, to “recognize” any “data” involving any “date change”, or 2. Any “modification” of any “system” whether the property of the Insured or others, to permit such “system” to “recognize” any “data” involving any “date change” This exclusion shall apply regardless of any other cause or event that contributes concurrently or in any sequence to the loss, damage, cost, claim or expense. However, if physical loss or damage not otherwise excluded by this Policy results, then subject to all its terms and conditions, this Policy shall be liable only for such resulting loss or damage. Each occurrence of resulting physical loss or damage shall be adjusted separately, and each occurrence shall be subject to the provisions regarding sublimits and deductibles specified elsewhere in this Policy. In the event physical loss or damage not otherwise excluded by this Policy results to any “system”, this Policy including any other endorsement which may be attached to it, does not insure against any loss, damage, cost or claim or expense, whether preventative, remedial or otherwise, arising out of or relating to any “modification” of any “system”, whether the property of the Insured or others, to permit such “system” to “recognize” any “data” involving any “date change”. B. Definitions 1. “System” means any computer system, hardware, firmware, program, or software or any microchip, integrated circuit, or similar device in computer equipment or non-computer equipment. 2. “Recognize” means to recognize, interpret, calculate, compare, differentiate, distinguish, accept, sequence or process. 3. “Data” means any data, instruction or information 4. “Date Change” means the date change to year 2000, the date change in any leap year or any other date change. 5. “Modification” means any modification, change, addition, alteration or correction. Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, condition, or limitations of the policy to which this endorsement is attached other than as above stated.

ELECTRONIC DATA RECOGNITION EXCLUSION CLAUSE (Y2K)

Risks : EEI, MB, IAR ELECTRONIC DATE RECOGNITION EXCLUSION CLAUSE (Y2K) Words that appear in quotation marks in this endorsement have special meaning. Refer to Section B - Definitions. A. Exclusion Notwithstanding any other terms and conditions this Policy, including any other endorsements which may be attached to it, does not insure against any loss, damage, cost, claim or expense directly or indirectly arising out of or relating to: 1. The failure of any “system”, whether the property of the Insured or others, to “recognize” any “data” involving any “date change”, or 2. Any “modification” of any “system” whether the property of the Insured or others, to permit such “system” to “recognize” any “data” involving any “date change” This exclusion shall apply regardless of any other cause or event that contributes concurrently or in any sequence to the loss, damage, cost, claim or expense. However, if physical loss or damage not otherwise excluded by this Policy results, then subject to all its terms and conditions, this Policy shall be liable only for such resulting loss or damage. Each occurrence of resulting physical loss or damage shall be adjusted separately, and each occurrence shall be subject to the provisions regarding sublimits and deductibles specified elsewhere in this Policy. In the event physical loss or damage not otherwise excluded by this Policy results to any “system”, this Policy including any other endorsement which may be attached to it, does not insure against any loss, damage, cost or claim or expense, whether preventative, remedial or otherwise, arising out of or relating to any “modification” of any “system”, whether the property of the Insured or others, to permit such “system” to “recognize” any “data” involving any “date change”. B. Definitions 1. “System” means any computer system, hardware, firmware, program, or software or any microchip, integrated circuit, or similar device in computer equipment or non-computer equipment. 2. “Recognize” means to recognize, interpret, calculate, compare, differentiate, distinguish, accept, sequence or process. 3. “Data” means any data, instruction or information 4. “Date Change” means the date change to year 2000, the date change in any leap year or any other date change. 5. “Modification” means any modification, change, addition, alteration or correction. Nothing herein contained shall be held to vary, alter, waive, or extend any of the terms, condition, or limitations of the policy to which this endorsement is attached other than as above stated.