Skip to main content

VALUABLE PAPERS AND RECORDS - IAR

This Policy is extended to cover computers system records including software, documents, manuscripts, valuable papers, securities, deeds micro-inscribed documents, specifications, plans, maps, films, mortgages, abstract, drawing, designs, books, business books, media and the data recorded thereib abd other records if every description, the cost and expenses of reinstating replacing reproducing or restoring the same, including : a. The cost of gathering and/or assembling and/or researching the information b. Information contained therein or thereon But excluding the value to the Insured of the said information or, if such is note requires, the replacement cost of materials as blank stationary at the time and place of the Damage. “Valuable Papers and Records” is defined as written, printed or otherwise inscribed documents and records including but not limited to books, maps, films, drawings, abstracts, deeds, mortgages, micro inscribed documents, manuscripts, and media and the date records thereon but not including money and/or securities. “Media” is defined as materials upon which data is recorded including but not limited to paper tapes, cards, electronic memory circuits and magnetic or optical storage devices. “Data” is defined as facts, concepts or instructions in a form usable for communications, interpretation or processing by automatic means and includes computer program. “Securities” is defined as all negotiable and non-negotiable instruments or contracts representing either money or other property and includes revenue and other stamps in current use, tokens and ticket but does not include money.

Comments

Popular posts from this blog

MISSING GOODS CLAUSE

Where the subject-matter insured hereunder (or any apportionable part) becomes missing and after the lapse of a reasonable time has not been located, an actual total loss of the subject-matter insured (or any apportionable party) may be presumed. For the purposes of this insurance, there shall be deemed to have been the lapse of a reasonable time where delivery to the consignees’ or other final warehouse or place of storage at the destination named herein has not been effected within 90 days of the expected date of such delivery. If, after the payment by the Insurer(s) of an actual total loss as provided for above, this subject-matter insured or whatever may remain thereof is located, the ownership and all proprietary rights incidental thereto shall be vested is the Insurer(s) the subject-matter insured of whatever may remain thereof.

Zurich Home - Asuransi Bangunan Rumah isi rumah Anda

Zurich Home – Asuransi Bangunan Rumah isi rumah Anda, bertujuan memberikan ganti rugi jika rumah dan isi rumah Anda rusak atau musnah disebabkan oleh risiko yang dijamin dalam polis Anda. Kelebihan dari produk ini yaitu: §   Bebas menentukan jenis perlindungan yang sesuai dengan kebutuhan Anda. §   Pertama di Indonesia yang menawarkan paket perlindungan komprehensif dan inovatif. §   Dokumen polis yang mudah dipahami. §   Zurich Home menyediakan manfaat tambahan seperti tertera di bawah ini : Manfaat, Penjelasan dan Limit : Tanggung Gugat Hukum Memberikan kompensasi atas Tanggung Jawab Hukum Anda terhadap pihak ketiga dalam hal cidera tubuh dan/atau kerusakan harta benda. Hingga Rp. 50,000,000. Kecelakaan Diri Menjamin cidera tubuh karena kecelakaan terhadap Anda dan keluarga inti Anda. Hingga Rp. 25,000,000 per kecelakaan, Rp. 100,000,000 selama periode asuransi. Biaya Pengobatan Menjamin biaya perawatan medis yang diperlukan bagi Anda dan keluarga inti Anda yang menderita cidera tubu